Protect your Investment

Commercial Property Owners Insurance is a solution tailored for the unique requirements of commercial property landlords.

It is designed to provide customised cover for property, loss of income, theft, money and rent default, glass, tax audit, OH&S and legal costs, and machinery / electronic equipment breakdown liability. It also provides cover for a range of different property types including warehouses, shopping centres, factories and unit and apartment blocks.

Different solutions can be tailored to best meet your specific risks depending on the type of commercial property you have and how it’s used and managed.

Commercial Strata Insurance

Commercial Strata Insurance is specifically designed for commercial buildings under a strata scheme, ranging from retail shops and offices through to multi tenanted industrial sites.

Our team of experienced insurance professionals take the time to listen to what’s important to you and talk to you about your commercial property insurance options. Things to take into account are the construction, age, condition, fire protection, security, maintenance and occupancy of the individual units. As the occupation of the lots or units can vary considerably, the risk will vary according to the type of business conducted in the buildings. The overall mix of occupants will usually determine the premium, policy terms and conditions.

Commercial Strata Insurance can include:

  • Building Replacement and Reinstatement – Provides cover for the buildings, roadways, fencing, fixtures, fittings and any other improvements of a structural nature in Common Property areas.

  • Legal Liability – Covers the legal liability of the Body Corporate. This does not include cover for liability of the unit owner, except where liability relates to the Insured property or common contents.

  • Common Contents – Covers Furniture, Equipment, Appliances, Fittings and Works of Art (separate declaration may be required) in common areas.

  • Machinery Breakdown – Provides cover for damage to machinery caused by electrical or mechanical breakdown. This is an optional cover and extra premium will apply.

  • Loss of Rent and/or Alternative Accommodation – If a unit becomes uninhabitable as a result of a claimable event, the unit owner can claim loss of rent to either maintain their income stream, or to be able to rent elsewhere whilst repairs are taking place.

  • Office Bearers’ Liability – Committee members can be personally responsible for decisions they make on behalf of the Body Corporate. Office Bearers Liability protects committee members when liability has arisen from an alleged or wrongful act, omission or breach of duty.

  • Fidelity Guarantee – Protects the Body Corporate against fraudulent embezzlement or fraudulent misappropriation of their funds and tangible assets.

  • Personal Accident for Voluntary Workers – Provides compensation to any person who voluntarily works on behalf of the Body Corporate.

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Your Trusted Partners

Providing professional Commercial Property Owners Insurance solutions since 1968

As a long term family business, we understand what it takes to build a great business and we’re passionate about helping protect your business and personal assets. Our expertise covers a broad range of risks and industries, meaning you get the benefit of professional insurance and financial advice, personalised service and solutions for your specific needs.

Fill out the form to arrange for one of our Insurance or Financial Experts to contact you to discuss your specific Commercial Property Owners Insurance needs.

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(07) 5482 7485

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We are committed to understanding your needs and focused on providing you with quality advice, personalised service and tailored solutions to help you make informed decisions about protection for your assets, income and lifestyle.
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