Get the Right Level of Protection For Your Investment with Landlords Insurance

Landlords Insurance protects your investment property, whether you own an apartment, townhouse, or investment property.

Owning an investment property can be really rewarding. But if things go wrong, it pays to be protected. We work to make sure you’re covered for the things that matter most, with a Landlord Insurance solution tailored to you and your property.

Landlords Insurance typically covers rental properties for loss or damage to buildings and permanent fixtures caused by an insured event like a storm, flood and fire. It provides financial security against the consequence of loss and damage from these events and can also cover the damage that tenants cause to your contents and loss of rental income.

Why is Landlords Insurance Important?

Without Landlord Insurance, you could lose your valuable investment if it’s damaged or destroyed.

You could also lose income from rent if you’re unable to rent it out during repairs, or if your tenants are evicted or break the lease.

Help protect the investment property you’ve worked hard for by having adequate Landlords Insurance. Keep your investment property and income safe.

We can source cover for your:

  • Building – this needs to be insured for full replacement value. Most policies cover the main dwelling plus any other domestic use garage, outbuildings, walls, gates, fences, driveways, verandas, patios, in-ground swimming pools and any landlords fixtures and fittings such as stoves, built in air conditioning, kitchens, etc.. It is vital to ensure that your sum insured covers the cost of the current rebuilding value, plus costs associated with removal and dumping of the damaged property and any other professional costs associated with rebuilding (such as architects, soil tests, application fees etc..)

  • Landlord’s Contents / Fixtures & Fittings – includes any household goods that you own such as carpets, curtains, internal blinds and any other furnishings that are not built-in.

  • Liability – covers you where you are found legally liable for loss or damage to someone else’s property, or death or physical injury. It does NOT cover other people who work in or on your property, such as cleaners, gardeners, builders or plumbers. These people should have their own business liability insurance policy to protect them for the injury or damage they may do to your tenant or your property.

  • Loss of Rent – allows you to claim for lost income as a result of the premises being uninhabitable following an insured event (eg: fire, storm, impact etc). Ask about the definition of uninhabitable when enquiring about this section of cover.

  • Rent Default, Damage or Theft caused by Tenants – allows you to claim for losses & expenses exceeding your bond, resulting from: your tenant leaving before the end of lease without giving notice, you having to legally evict your tenant , your tenant ceasing to pay rent owed, theft by a tenant or their visitors

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Your Trusted Partner

Providing Landlords Insurance solutions since 1968

As a long term family-owned business, we understand what it takes to build a great business and we’re passionate about helping protect your business and personal assets. Our expertise covers a broad range of risks and industries, meaning you get the benefit of professional insurance advice, personalised service and solutions for all your Landlords Insurance needs.

Complete the form to arrange for one of our Qualified Professional Insurance Brokers to contact you and discuss your individual Landlords Insurance needs.

Alternatively you can call us on:

(07) 5482 7485

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We are committed to understanding your needs and focused on providing you with quality advice, personalised service and tailored solutions to help you make informed decisions about protection for your business and assets.