Commercial Motor Vehicle & Trailer
Protect your ute, van, truck or trailer with commercial motor vehicle insurance which can be tailored to your needs. You can choose various levels of coverage depending on how much protection you want for your vehicle. We can offer you numerous premium vehicle insurance policies covering:
Comprehensive market value or agreed value
Third party property damage, plus fire & theft
Third party property damage
Cover can also be extended to include a hire vehicle following an accident and nil excess on windscreens.
Insurance for Subcontractors
Protect yourself financially against the risks that an employer would cover if you were on a wage.
When you make the switch from being an employee to a subcontractor you gain a lot in terms of control over your time and your income, but you lose a lot in the way of your protection.
The three main risks to consider are suffering a personal injury or illness yourself, causing personal injury to someone else and causing damage to another person’s property. As a subcontractor, you’re on your own when it comes to these risks. Public Liability and Accident & Illness / Income Protection will help. Many companies will require that subcontractors provide evidence of cover for these types of policies before allowing you on site.
Contractual Liability is designed to cover you if you’ve signed a contract where your public liability insurance cover won’t cover you. A chat with one of our insurance specialists can help you decide the type of cover you need.
How would you cope if you were off work for 6 months?
If you are unfortunate enough to be injured in an accident would your savings cover your living expenses and bills? Most tradies understand their ability to earn an income is their most important asset. Personal Accident & Sickness Insurance or Income Protection replaces a percentage of your income if you can’t work due to an unforseen accident, illness or accidental death. Premiums are tax deductable and will help you recover, look after your family and cover the costs of expenses such as mortgages, bills, and general living expenses.