Protecting What’s Important to You – Personal Insurance and Protection

We believe it’s important to have a plan in place that protects you, your family, your income and the lifestyle that you’ve become accustomed to, against all of the “what ifs” and uncertainties of life. This means you have options in place if the unexpected happens to strike. We know everything seems ok at the moment, you’re working hard to give your family a bright future, but what would happen if tragically you weren’t around or were unable to provide for their future? How well would your spouse or family be able to meet the financial costs if something happened to you? Personal Insurance is one of the best ways of protecting what’s important to you.

Let’s simplify things and explain the basics.

What is Life Insurance?

Life Insurance provides peace of mind by paying a specified amount to your beneficiaries, ensuring they are looked after in the event of your death. A lump sum or equivalent instalments can be paid directly to the policy owner, nominated beneficiaries or your estate. You also have the option of

Income Protection to protect your lifestyle by providing an income stream when you are unable to work due to illness or injury.

Critical Illness (or Trauma) to provide a capital lump sum for you and your family if you suffer a serious illness or trauma, such as heart attack, stroke or malignant cancer.

Total and Permanent Disability to provide a capital lump sum for you and your family should you suffer a serious disability and are unable to return to work.

Personal Life Insurance to provide your family with real financial security against the risk of dying too soon.

In the event of a claim we will work with you and your family to ensure the process is handled compassionately, professionally and efficiently.

To discuss Personal Protection including Income Protection and Life Insurance, Contact Us today.