Financial Advice Case Study – Bob and Ann

Bob and Ann *, aged 70 and 61 recently sold a business. They came to us for financial advice. They were looking for ways to use the funds available from the sale and their savings to provide an income for their retirement.

Their situation

Between them, Bob and Ann had limited superannuation and only one had reached Aged Pension age. They were looking to live on $50,000 per annum throughout their retirement.


Bob and Ann wanted to maximize their entitlement to the Centrelink Age Pension to reduce their reliance on their capital. It was important to them that they would be able to comfortably live throughout their retirement on their investments.


Through the financial advice and financial plan we provided to Bob and Ann, they are now able to retire on their income goal of $50,000. They will receive a retirement income stream, maximize their Centrelink entitlements through various superannuation contribution strategies and caps. Due to the investment strategy selected, we’ve ensured they were invested in something they felt comfortable with. We expect their money to last past their life expectancy.

The Value of Financial Advice

We know that most Australians have a dream for retirement and research shows that financial advice can help ensure suitable retirement planning strategies are put in place early enough for those dreams to be achieved. Advice can also help support you to understand what your retirement will look like financially, and put your  mind at ease during this time. Those who receive advice think it’s ‘worth it’ – for their lifestyle, financial security and peace of mind.

At Reg Leis Financial Services, we want you to achieve your financial goals and your retirement dreams. Our purpose is to provide expert financial advice, personalised service and tailored solutions to help you achieve your goals and succeed. No matter what stage of life you’re at, professional financial advice can help you reach your goals and live the life you want.

Contact us today to see how we can help you.


*Bob and Ann are not their real names

General Advice Warning – Any advice in this article is of a general nature only and has not been tailored to your personal circumstances. Please seek personal advice prior to acting on this information.